Bridge Financing
Bridge Loans
Fast capital for time-sensitive acquisitions, property stabilization, and transitioning assets into long-term financing.
Common bridge scenarios
When to Use This Loan
Short-term capital is most effective when there is a clear plan for what comes next. Strong scenarios include a defined path to refinance, sale, or stabilization.
Acquire Quickly
When timing is critical and the deal requires a lender able to evaluate fast-moving opportunities.
Bridge to Refinance
For properties that need time or improvements before qualifying for permanent financing.
Solve a Payoff or Timing Gap
When a clear capital event is in place, but short-term financing is needed in the interim.
Support a Transitional Asset
For properties that are still in transition and not yet ready for long-term financing.
Our Lending Approach
We prioritize fast execution paired with straightforward underwriting. Our focus is on evaluating immediate capital needs and the strength of the exit strategy.
Built for Time-Sensitive Scenarios
Bridge loans are designed for situations where waiting on permanent financing creates friction, risk, or missed opportunity.
A Path Between Two Stages
The strongest bridge scenarios have a clearly defined next step, such as refinance, sale, or stabilization.
For Nuanced Transactions
This financing works well when the deal requires more flexibility than traditional, commodity lending can provide.
Direct Lender Evaluation
Myers Capital reviews the full deal context to determine whether bridge financing is the most appropriate fit.
Strong Fit
- A time-sensitive acquisition needs a direct lender review.
- The property is not ready for permanent financing today.
- There is a realistic refinance or sale plan after the bridge period.
- A broker needs creativity and fast decision-making on a nuanced deal.
Another Path May Be Better
- The property is already stabilized for a long-term rental structure.
- The main need is renovation financing with a deeper rehab plan.
- There is no clear exit, refinance, or transition after the short-term loan.
- The request is for owner-occupied financing instead of an investor deal.
FAQs
Questions borrowers and brokers commonly ask before moving deeper into a bridge financing conversation.
Discuss Your Bridge Deal
Share the property address, timing requirements, and your next step for the asset. We'll review the scenario to determine whether a short-term financing solution is the right fit for your business plan.