Bridge Financing
Short-Term / Bridge Financing
Fast capital to secure time-sensitive deals, stabilize properties, and transition assets before permanent financing.
Common bridge scenarios
When to Use This Loan
Short-term capital makes the most sense when you have a clear plan for what comes next. A strong scenario outlines the path to a refinance, sale, or stabilized property.
Acquire Quickly
When timing matters and the deal needs a lender that can evaluate a fast-moving opportunity.
Bridge to Refinance
A fit for properties that need time before they are ready for permanent financing.
Solve a Payoff or Timing Gap
Useful when the next capital event is clear, though the deal needs short-term support now.
Carry a Transitional Asset
Designed for scenarios where the property story is still changing and a long-term structure is premature.
Our Lending Approach
We prioritize quick execution paired with straightforward underwriting. Our focus is evaluating the immediate capital need and the viability of your exit strategy.
Built for Time-Sensitive Scenarios
Bridge loans are meant for deals where waiting on permanent financing creates friction or risk.
A Path Between Two Stages
The strongest bridge scenario has a clear next step, such as sale, refinance, or stabilization.
Helpful for More Nuanced Deals
This path works well when the asset or borrower story needs more creativity than a commodity lender can offer.
Direct Lender Conversation
Myers Capital can look at the broader deal parameters and help determine whether bridge is truly the right fit.
Strong Fit
- A time-sensitive acquisition needs a direct lender review.
- The property is not ready for permanent financing today.
- There is a realistic refinance or sale plan after the bridge period.
- A broker needs creativity and fast decision-making on a nuanced deal.
Another Path May Be Better
- The property is already stabilized for a long-term rental structure.
- The main need is renovation financing with a deeper rehab plan.
- There is no clear exit, refinance, or transition after the short-term loan.
- The request is for owner-occupied financing instead of an investor deal.
FAQs
Questions borrowers and brokers usually ask before moving deeper into a bridge conversation.
Discuss Your Bridge Deal
Send us the property address, the required timeline, and your next step. We will review the scenario to see if a short-term solution fits your business plan.