Fix & Flip Financing
Fix & Flip Loans
Short-term financing for real estate investors acquiring and renovating properties, aligned with the project scope and exit strategy.
Where this loan fits
When to Use This Loan
This financing is designed for acquisitions that require significant renovation before resale or refinance. Each project should have a defined scope of work and a clear exit strategy.
Distressed or Dated Property
The property requires updates or rehabilitation before it can be sold or refinanced.
Defined Renovation Plan
The investor has a clear scope of work and a realistic exit strategy.
Rehab-Focused Underwriting
The lender evaluates both the asset and the renovation plan when structuring the deal.
Short-Term Capital Need
The transaction requires short-term financing rather than long-term rental or permanent debt.
Our Lending Approach
We base lending decisions on the strength of the renovation plan, the acquisition basis, and the projected after-repair value. Well-structured and clearly documented projects can move through the process more efficiently.
Built Around Acquisition + Rehab
Fix & Flip financing is designed for investors executing a renovation and resale strategy, not for stabilized holds or owner-occupied properties.
Scope and Budget Matter
A defined scope of work, timeline, and exit strategy help streamline the review process and set clear expectations.
Capital Matched to the Strategy
We evaluate the full deal holistically—aligning acquisition price, renovation budget, and exit strategy into a single financing structure.
Designed for Execution
The strongest fits are active investors moving quickly on a defined project who need a lender capable of evaluating and structuring the deal efficiently.
Strong Fit
- A value-add acquisition with a clearly defined scope of work
- An investor with a clear post-renovation exit strategy
- A broker-led deal requiring a lender experienced in renovation and rehab scenarios
- A project where acquisition and rehab together define the full investment story
Another Path May Be Better
- The property is already stabilized and intended for long-term hold financing.
- There is no meaningful renovation scope or defined business plan.
- The borrower primarily needs short-term timing capital for a straightforward transition.
- The scenario involves owner-occupied use rather than an investment strategy.
FAQs
Questions that commonly come up when evaluating Fix & Flip financing.
Discuss Your Rehab Deal
Send the property details, your renovation budget, and the planned exit strategy. We will review the numbers to structure the right capital for your project.