Real estate investor reviewing mortgage paperwork with a calculator at a desk

Calculators

Mortgage & DSCR Calculators

Run the numbers two ways: Estimate monthly payments and evaluate loan costs. Analyze whether a rental property’s cash flow covers its monthly mortgage payment.

Mortgage Calculator

Estimate monthly payments, total interest, and overall loan costs for different real estate financing scenarios.

Loan Details

$
%
%
0%20%100%

Estimated Monthly Payment

$2,797
Principal & Interest$2,797
$
$
$
Principal Amount$400,000
Total Interest Paid$606,869
Total Loan Cost$1,006,869

This calculator is provided for educational and illustrative purposes only and does not constitute a pre-qualification, loan approval, or commitment to lend. All figures are estimates based solely on your inputs and are subject to change. Actual loan terms and payments will vary based on factors including, but not limited to, the property's appraised value, borrower credit profile, loan-to-value ratio, and final underwriting of taxes, insurance, HOA fees, and private mortgage insurance (PMI). Please consult with a Myers Capital licensed advisor for a formal quote and customized loan scenario.

DSCR Calculator

Analyze rental property cash flow and estimate your debt service coverage ratio to evaluate financing opportunities.

Rental Income

$

Loan Details

$
%
$
%
80.0%

Toggle on if your loan is interest-only.

DSCR Ratio

1.06
Good — qualifies for most programs

Based on $3,500 in rental income against $3,297 in monthly obligations.

Monthly Payment

Principal & Interest$2,797
$
$
$
Total Monthly Payment$3,297

Disclaimer: This calculator is provided for educational and illustrative purposes only and does not constitute a pre-qualification, loan approval, or commitment to lend. All figures, including the calculated DSCR ratio, are estimates based solely on your inputs and current market trends, which are subject to change. Actual loan terms and payments will vary based on factors including, but not limited to, the property's appraised value, verified gross rental income, borrower experience, credit profile, and final underwriting of taxes, insurance, and HOA fees. Please consult with a Myers Capital licensed advisor for a formal quote and customized loan scenario.

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