Investment Strategies
Tailored capital solutions designed to support your specific real estate investment goals, from short-term flips to long-term portfolio growth.
Buy & Hold Properties Designed for Growth
- No personal income verification required
- Close in weeks, not months
- Rates based on property cash flow (DSCR)
Capital for Serious Investors
We provide the leverage needed to execute diverse investment strategies. Our lending programs are structured around the asset's performance and your business plan, rather than traditional personal income metrics.
Best For
- Building a portfolio of rental properties
- Executing value-add fix and flip projects
- Acquiring stabilized commercial assets
- Ground-up construction developments
- Consolidating multiple loans into one portfolio
- Refinancing to pull cash out for next acquisitions
Not Ideal For
- Owner-occupied primary residences
- Second homes or vacation homes for personal use
- Non-income-producing land
- Properties without rental potential or exit strategies
- Borrowers seeking consumer mortgage rates
Common Financing Challenges
Real estate investors often hit roadblocks when relying on traditional banking. We've built our lending platform to solve these exact friction points.
Income Verification Hurdles
Qualifying for financing with traditional personal income verification when aggressively building a portfolio.
Speed of Execution
Balancing property acquisition speed with notoriously slow traditional financing approval timelines.
Capital Management
Managing capital requirements for down payments, renovations, and reserves across multiple active properties.
Loan Options That Support Your Strategy
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How Myers Capital Supports This Strategy
We lend across a broad range of U.S. markets and can confirm fit quickly once we know the property location and scenario.
We look at the property's potential, not just your personal tax returns. Our process is designed for real estate investors.
Whether you are looking to buy and hold, fix and flip, or build from the ground up, we have capital solutions tailored to your project.
Direct lender access, responsive communication, and practical structuring for investor transactions that need a realistic path forward.
Important Considerations for Buy & Hold Investors
- Calculate your expected monthly cash flow after all expenses including mortgage, insurance, taxes, maintenance, and vacancy reserves
- Understand local rental market conditions, average vacancy rates, and tenant demand
- Factor in property management costs if you won't self-manage
- Ensure you have adequate reserves for unexpected repairs and multi-month vacancies
- Consider the tax implications and benefits of rental property ownership
- Research landlord-tenant laws in your target market
Key Terms Explained
Cash-on-Cash Return
The annual pre-tax cash flow divided by the total cash invested. This metric helps buy-and-hold investors measure the actual cash income generated relative to their invested capital.
Cap Rate (Capitalization Rate)
The net operating income (NOI) divided by the current property value. It indicates the potential rate of return on the real estate investment without considering financing.
Debt Service Coverage Ratio (DSCR)
A measure of the cash flow available to pay current debt obligations. A DSCR over 1.0 means the property generates enough income to cover the loan.
Ready to Fund Your Next Investment?
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